Pay mortgage with credit card
How Much Can You Get From a Cash-Out Refi?
You will get your result in just a few minutes, your results may surprise you.
Learn More
Speculation Houses
The Risks and Rewards of Speculation Houses: Is It Right for You?
Do you want to know the potential risks and possible rewards of investing in speculation houses? Read on to find everything you need to know in this regard.
mortgage payments
Monthly Mortgage Payments vs. Biweekly Mortgage Payments vs. Pros and Cons
Mortgages are a huge part of many people's financial journeys. This blog digs deep into the pros and cons of the two mortgage payment plans.
What is appraisal contingency
Appraisal Contingency vs. Financing Contingency: Key Differences and Interactions
What is appraisal contingency? Explore the critical disparities between appraisal contingency and financing contingency in real estate transactions.
Refinancing appraisals
Refinancing Appraisals: What Are They and Why Are They Important?
Refinancing Second Mortgage
How to Refinance a Second Mortgage: A Step-by-Step Guide
First Time Home Buyer Tax Credit
Mortgage Loans and First-Time Home Buyer Tax Credits – A Quick Guide for Aspiring Homeowners
townhouse vs condo
Townhouse vs. Condo Financing - Key Differences Owners Should Know About
Cost to frame a house
Frame vs. Brick Homeowners Insurance Costs - A Quick Guide for Aspiring Property Owners
In this guide, we'll explore the costs of frame and brick homeowners insurance to help you make informed decisions when purchasing your next property.
Property survey
The Impact of a Property Survey on Mortgage Closing Costs
In this article, we will explore the impact of a property survey on mortgage closing costs, including why surveys are important, the cost of surveys, and how they can affect your overall home-buying experience.
Deed-Restricted House
A Quick Guide to Securing a Mortgage for a Deed-Restricted House
Purchasing a home is one of the most significant financial decisions many people make during their lives. One option that may present itself when searching for a home is to buy a property in a deed-restricted community. This guide will provide an overview of how to secure a mortgage for a deed-restricted house, covering several essential topics. Stay with us to learn more. Get A Free Mortgage Quote What Is a Deed-Restricted Community? A deed-restricted community is a neighborhood or d
Mortgage Contingency
Understanding Mortgage Contingency When Buying a Real Estate Property
Condo vs coop
Condo vs Co-op Mortgages - Key Differences and Considerations for Owners & Investors
Home Insurance Companies
4 Ways Real Estate Agents Support Home Insurance Companies
HELOC
Everything You Need to Know About HELOC and Rental Properties
Home Loan
Interest Rate vs. APR: What's the Difference?
Making sense of annual percentage rates and interest rates.
Fundamentals
Learning Center: Interest and APR—What's the Difference?
You see two rates when you shop for a loan, and we explain why.
Mortgage Refinance
COVID-19: Timing Right for Mortgage Refi
Low and volatile rates are drawing many refinancers to the market right now.
Fundamentals
Learning Center: Pros and Cons of 15- and 30-Year Mortgages
No one has a crystal ball to see 15 years ahead, much less 30, but if you can swing a higher payment, a shorter term will save you a lot of money.
Home Loan
7 Common Mortgage Myths Debunked
Don’t be swayed by misinformation when it comes to a home loan. Get the facts straight before beginning the search for your dream home.
Refinancing
Return of the Cash-Out Refi
The current cash-out refi boom looks a lot different from last time. Here’s why.
VA Home Loan
Buying a Home With a VA Loan
No down payments and good rates are just two of the excellent mortgage benefits for military members.
Fundamentals
Learning Center: Popular Loan Products at a Glance
Learn about the major choices because one kind of mortgage is the best fit for you.
Personal Loan
5 Common Uses for a Personal Loan
Here's a taste of what you can use loan money for.
Fundamentals
Learning Center: Mortgage Myths Debunked
Some of what you have heard about home loans simply isn't true.
Home Improvement
6 DIY Weekend Home Projects
Results in a weekend from these do-it-yourself home life improvers.
Buying a Home
How Much Should You Save for a Down Payment?
We all know money talks. Here's what your down payment says to lenders.
Home Buying
How Much for a Down Payment?
Money talks. What does your down payment say?
Refinancing
3 Good Uses of a Cash-Out Refi
A cash-out refi can supercharge your mortgage with a new low interest rate and line your pockets too, but this is not mad money.
Home Buying
7 Tips for First-Time Homebuyers
Things you need to know before starting the search for your dream home.
Buying a Home
Solid Tips for First-Time Homebuyers
7 pieces of proven advice for tackling this milestone event.
Home Buying
11 Mortgage Terms You Should Know
Head into the homebuying process well informed.
News & Views
Reversing 6-Year Shrink, Homes Get Bigger
New single-family homes are growing again, but how are we using the extra space?
Home Buying
5 Simple Ways to Save for a Down Payment
Thinking about buying a home? Put money aside for a down payment with help from these tips.
Refinancing
Experts Agree: Before You Refinance, Master Your Credit
This one simple trick can save you thousands each year off your mortgage payments.
Home Buying
What Is PMI and Can I Avoid It?
PMI is the drawback of buying a home for a low down payment, but equity earns your way out.
News & Views
Criminals Are Hijacking Mortgage Closings
Beware! Scammers hiding inside compromised email accounts can steal your down payment.
Home Buying
Negotiate a 2.79% Mortgage Rate Like This
It didn't happen overnight, but research and tenacity got them a dream rate.
Refinancing
How to Speed Up Your Refi
Avoid having to wait several weeks for your lower payment to start by removing hurdles in the process.
Household Finances
3 Tips to Strengthen and Protect Your Credit Score
Work towards a high credit score so you can secure low interest rates on your mortgage.
Buying a Home
Saving for a Down Payment: 5 Straightforward Tips
The money represents your instant equity in the new home, and with this advice you can save more.
Home Equity
4 Ways to Build Quick Equity
Tried and true strategies for optimizing the investment in your home in a relatively short time.
Buying a Home
Hot Features You Should Look for in a New Home
Trends change; these are the feaures people want in new homes today.
Home Improvement
3 Reasons to Go Solar in Your First Home
Ensure you get the most out of your first home by installing solar panels.
Buying a Home
Silver Linings Playbook: Why Higher Rates Are Actually Good for Homebuyers
It’s counterintuitive, sure. It also just so happens to be true.
Home Selling
Sell Faster With This Home Staging Advice From the Experts
From first impressions to lasting appeal, smart staging makes your home stand out.
News & Views
Higher Rates, Lower Prices. The Housing Market Course Correction Is Here.
As sellers scramble, buyers suddenly find themselves in the catbird seat.
Home Buying
The 7 Most In-Demand Home Features
Whether you're looking to buy or need some home improvement ideas, this list of the most in-demand house features can help.
Buying a Home
How You Can Avoid Paying PMI
Putting 20% down is the surefire way to avoid PMI, but here are three other ways.
VA Mortgage Refinance
VA Rate Reduction Refinance
Hello, my name is IRRRL: The faster, easier way that military members and families can refinance their VA loan and lock in lower rates.
Refinancing
More Good Uses for a Cash-Out Refi (and One Bad Use)
The cash from a cash-out refinance can put you on stable footing to make smart moves with your money.
Home Buying
Easily Improve Your Financial Health With These 5 Tips
Evaluate your financial health and get tips for ways to better prepare for your future.
Refinancing
Refi Breakeven Point: How to Calculate Yours
A mortgage refinance takes money in the form of closing costs, so when does the saving start?
Mortgage Refinance
3 Good Reasons for a Cash-Out Refinance
Homeowners do a cash-out refinance so they can turn some of the equity they've built up in their home into cash.
Refinancing
Refi or Personal Loan to Vanquish Credit Card Debt?
Two popular strategies for escaping credit card debt are to refinance a mortgage or take out a personal loan.
Home Loan
Mortgage Prequalification vs. Preapproval
Learn the differences between the two so you don't miss out on your dream home.
Money Tips
5 Easy Ways to Improve Your Financial Health
These tips will help you evaluate your finances and prepare for the future.
Reverse Mortgage
Reverse Mortgage Pros and Cons
The controversial loan product does have sensible uses and lets homeowners enjoy the equity they have built up without selling.
Buying a Home
People Share the Bad Real Estate Advice They've Heard
What dubious tips have led some people astray in buying or selling a home? Hear the worst real estate advice going around.
Personal Loan
A Personal Loan Can Lift You Out of Credit Card Debt, Raise Your Credit Score
A personal loan is the flexible financial tool that lets you consolidate and pay down debts sensibly.
Refinancing
How Often Can You Refinance Your Home?
Watch for these four signs to know when another home refinance might be worthwhile.
Personal Loan
Cash for Whatever: Check Out Personal Loans
Personalized terms and lower interest than most credit cards make personal loans a viable method of getting cash fast.
Equity & Value
Four Proven Ways to Build Home Equity Quickly
Owning more and owing less is the heart of home equity, and here are proven ways to tilt the seesaw in your favor faster.
Personal Loan
4 Good Uses for a Personal Loan—and 1 Bad Use
From debt consolidation to home improvement, you can put a personal loan to smart use.
Equity & Value
Make Your Home Renovations Come True With Cash-Out Refinancing
Cash-out refinancing could be your chance to complete your home renovation checklist.
Home Loan
The Secret to Getting the Best Interest Rate
Do this to get a low interest rate so you can save thousands over the life of a loan.
Refinancing
When Can I Refinance My Home?
Discover the best time to refinance your home and the perks of doing it.
Getting Started
Don't Make These 4 Common Mistakes of First-Time Homebuyers
As record-low interest rates battle with record-low inventory, you can benefit by learning what first-time buyers wish they'd done differently.
Buying a Home
Mortgage Broker, Mortgage Banker, or Loan Officer? What's the Right Call?
The differences can be subtle but crucial. Here’s what you need to know.
Home Loan
Here's Why Your Debt-to-Income Ratio Is So Important
A low DTI paves the way for a competitive mortgage.
Buying a Home
Identifying a Property With Better Short-Term Rental Potential
How to pick a winning vacation rental and what to do if yours isn't generating the income you expected.
Mortgage Refinance
2 More Good Reasons for a Cash-Out Refinance—and 1 Terrible Reason
Convert equity to cash with a timely cash-out refinance, but if you don't have a sensible plan for the money you're better off leaving it in the home.
Buying a Home
Can You Increase Your Preapproval Amount?
When the right homes always seem just out of reach, here’s how to get preapproved for a bigger mortgage.
Household Finances
The True Cost of Late Mortgage Payments
Learn about the cost and other impacts of missing a mortgage installment.
Your Refinancing Options If You Have Bad Credit
We think everyone deserves a chance to refinance their home mortgage.
Home Buying
How Home Buying Is Different Right Now
With interest rates that previous generations could only dream of and a low housing supply, the market is red-hot despite the chill over the rest of the economy.
Buying a Home
Everything You Need to Know About VA Loans
Understanding how a VA loan works will help determine if it’s the right mortgage for your home purchase.
Home Buying
Mortgage Process Checklist
Ready to buy a house? Follow these 10 easy steps to secure your dream home.
Fundamentals
7 Expert Tips on Home Staging to Sell Faster
Help your home stand out with this proven advice for attracting more potential buyers and selling faster.
Mortgage Refinance
Act Now to Avoid the Adverse Market Refinance Fee
Thinking of refinancing? Do so before a new fee goes into effect.
Fundamentals
Deed Vs. Title: What Are the Differences?
When buying or selling real estate, the terms ‘deed’ and ‘title’ are often used interchangeably.
Home Loan
Cosigners and Mortgages: What Borrowers Need to Know
A mortgage cosigner could mean better terms and interest rates for the primary borrower, but how is the cosigner affected?
Buying a Home
What Is a Buyer's Agent and What Do They Do?
You might want to rely on the experience and expertise of a buyer's agent when shopping for property.
Home Buying
6 Negotiating Tips for Winning When You Buy a Home
We are in a seller's market, but you can still get ahead of the competition with this expert advice.
Fundamentals
FHA Construction Loan Requirements
Are you looking to have a house built? Today we’ll discuss the critical requirements for the FHA construction loan.
Household Finances
Mortgage Prepayment: The Surprising Savings of $100 Extra
Paying down your loan principal with a little extra each month saves you big money in interest and builds equity quicker.
Fundamentals
What Is a Real Estate Broker? Definition, Types, and Duties
Real estate brokers have a wealth of knowledge and experience in the industry, which they use to guide you through every step.
Mortgage Refinance
How Many Times Can You Refinance A House?
Learn more about refinancing so that you can take advantage of falling interest rates.
Buying a Home
Insight Into Seller Concessions
Offering concessions can be a powerful tool for sellers by making their home more attractive to buyers.
Home Buying
5 Signs You're Ready to Buy Your First Home
Your go-to checklist for homebuying.
Buying a Home
What Is a Special Warranty Deed?
In real estate transactions, a special (limited) warranty deed provides a medium level of protection to the buyer.
Mortgage Refinance
Refinancing a Mortgage When You Have Bad Credit
Everyone deserves refinancing options. Do you know yours?
Fundamentals
What Is Homeowners Insurance?
Learn the basics of homeowners insurance, such as policy options, cost, if it is required, and more details.
Reverse Mortgage
Is a Reverse Mortgage Right for You? Q&A
For certain people a reverse mortgage is a worthwhile loan product, but how do you know if you're one of them?
Fundamentals
Does Home Insurance Cover Mold Removal?
This article will explore the complex relationship between home insurance and mold removal.
Mortgage Refinance
Refinancing vs. Loan Modification
Refinancing isn't the only way to get new mortgage terms!
Fundamentals
What Does Homeowners Insurance Cover?
Learn about the coverage you get with home insurance and how to lower the cost.
Home Loan
Your Guide to Common Mortgage Options
Learn about three mortgage options that are popular among first-time buyers.
Fundamentals
Exploring the Pros and Cons of Electric Cars
In this article, we've rounded up a list of the pros and cons of electric cars.
Advantages of Buying in a New Neighborhood
New construction has the appeal of freshness but costs more.
Fundamentals
Understanding the Homeowners Insurance Declaration Page
You can rely on solid coverage if you understand the details on this document thoroughly.
Home Loan
5 Things You Shouldn't Do After Applying for a Mortgage
Ready to close? Steer clear of these common pitfalls.
Buying a Home
Things You Need for a New House
Minimize trips to the store by moving these essential household items into your new home on day one.
Home Buying
What's Coming If You Buy or Refi in 2021
Low rates and decelerating home prices are two pieces of good news for anyone who wants to buy a home in the new year.
Buying a Home
What Is a Probate Sale?
A comprehensive guide to buying property at probate auctions.
Home Loan
Paying Closing Costs Now vs. Rolling Them Into a Home Loan
Should you pay closing costs out of pocket or finance them with the loan?
Fundamentals
Procuring Cause Real Estate: What Is It & How to Avoid a Dispute
Picture this: a real estate agent introduces you to a fantastic house that checks all your boxes. However, before visiting the property, you get busy with work and need to remember to follow up. A couple of weeks later, you attend an open house for the same property and discuss with another agent hosting the event who provides you with crucial information about the neighborhood and local amenities. You appreciate the valuable insights and keep in touch with him. Then, when you're ready to make a
Home Loan
Your Guide to Adjustable-Rate Mortgages
Get to know this popular loan option!
Buying a Home
How Much to Offer on a House Without Getting Ripped Off
Tips and tricks for making an offer on that home of your dreams.
Mortgage Refinance
How Long Does It Take to Refinance a Mortgage?
Here's how soon you could have a refinanced mortgage contract in hand.
Buying a Home
Understanding a Warranty Deed and Its Importance
A warranty deed functions as evidence that indicates the rightful owner of a property and outlines the responsibilities between them and any potential buyers or sellers. This blog post discusses all the advantages of having a warranty deed and how you can create one to suit your needs. By understanding these contract basics, you can avoid costly misunderstandings and protect your rights in any real estate transaction! Get A Free Mortgage Quote What Is a House Warranty Deed? A house wa
Mortgage Refinance
3 Big Money Mistakes to Avoid in 2021
Get your financial health back on track!
What It Means to Be Conditionally Approved
Add conditional approval to the many possible stages of qualifying for a home loan. We explain what it is.
Mortgage Refinance
Mortgage Refinance Checklist #1: Your Goals
The first step in your refinance journey is deciding what you hope to achieve.
Fundamentals
How to Find the Owner of a Property: A Comprehensive Guide
Navigating the real estate landscape often requires a deep dive into property ownership details. Whether you are a prospective buyer interested in a particular property, a community leader organizing neighborhood outreach, or someone with personal motivations, knowing who possesses the title to a property can be invaluable. It ensures a more smooth and transparent buying procedure in real estate transactions. Understanding ownership in community initiatives fosters community relationships by f
Mortgage Refinance
How to Boost Your Home's Appraisal Value When Refinancing
Three low-cost upgrades to tackle this weekend.
Buying a Home
How to Buy Foreclosed Property
If you’ve been saving to buy a home but don’t yet have adequate funds to buy a property, you should consider buying a foreclosed property. Read on to learn more about this and the best tips on buying a foreclosed property. Get a Quote What is a Foreclosed Property? A foreclosed property is predominantly a real estate property repossessed by the lender/bank because of the property owner’s inability to make mortgage payments. The legal process takes place when the property owner defaults
Reverse Mortgage
More Q&A to Decide Whether a Reverse Mortgage Is Right for You
You've got more question about reverse mortgages, and we've got the answers.
Buying a Home
What Is a Tax Assessment on a House?
Tax assessments on houses are not only complicated but can also be confusing and intimidating. They have an immense effect on not only determining your total amount due every year but also on which services you have access to! In this blog post, we'll dive deeper into the intricacies behind house assessments, such as what affects them and when you should consider contesting yours. Read till the end to master all there is about property taxes - from assessing values to understanding exactly whe
Mortgage Refinance
Cash-Out Refinance vs. Home Equity Loan
Which route is right for your cash needs?
Fundamentals
A Quick Guide to Joint Tenancy With Right of Ownership
As the allure of investing money in something tangible increases, the US has seen a gradual increase in homeownership rates since its dip in2016. In 2022 and 2023, the rate of house ownership reached the highest level since 2011. This includes properties owned individually as well as joint tenancy with right of survivorship. At the end of 2022, the rate of owner-occupied households stood at 65.9%. A majority of property owners have some sort of legacy plan where the spouse will get ownership o
Mortgage Refinance
5 Fantastic Cash-Out Refinance Home Improvement Projects
High ROI upgrades to tackle with your influx of cash.
Buying a Home
A Quick Guide to Securing a Mortgage for a Deed-Restricted House
Purchasing a home is one of the most significant financial decisions many people make during their lives. One option that may present itself when searching for a home is to buy a property in a deed-restricted community. This guide will provide an overview of how to secure a mortgage for a deed-restricted house, covering several essential topics. Stay with us to learn more. Get A Free Mortgage Quote What Is a Deed-Restricted Community? A deed-restricted community is a neighborhood or de
Home Buying
Things to Consider Before You Try House Flipping
Learn the best advice from experienced house flippers because it's not as easy as it looks on TV.
Construction Loan
7 Money-Saving Tips for Building a House Through a Construction Loan
Building a house through a construction loan is an exciting endeavor. Read on to discover tips for saving money.
Household Finances
9 Easy Ways to Save Money During COVID-19
Employed or not, here's how to get the most bang for your buck!
What is endorsement in insurance
Insurance Endorsements: Customizing Your Policy to Fit Your Needs
Insurance endorsements are the key to personalizing your coverage. Read on to discover how to effectively tailor your insurance and protect your assets.
Mortgage Refinance
Mortgage Refinance Checklist #2: Does It Make Financial Sense?
Sometimes fees and penalties mean that you barely break even with a refi, so you definitely want the numbers on your side before getting started.
What Are Seller Concessions
Seller Concessions vs. Price Reduction: Deciding What Works for You
Buying a home in pre-foreclosure to add to your investment portfolio and generate rental income? Learn about the opportunities and risks for investors by opting for these properties.
Mortgage Refinance
Cash-Out Refinance Eligibility Requirements
Cash-out refi options at a glance. Which do you qualify for?
Buying Foreclosed Homes: Steps, Risks, and Potential Rewards
Purchasing a foreclosed home can be a smart way to save money on a property while at the same time supporting a community by preventing vacant homes from falling into disrepair. However, buying a foreclosed property is not the same as purchasing a standard home. There are more risks involved, and parts of the process might be unfamiliar even to experienced homebuyers. In this article, we will discuss how to buy foreclosed property, the steps you need to take, and highlight the potential risks
Getting Started
All Points Bulletin: What Are Points When It Comes to Mortgages?
What are buying points and discount points? Is refinancing different from purchasing? You have questions, so we get right to the point.
What is a tax assessment on a house
Property Tax Assessment vs. Property Appraisal: Key Differences
In this article, we'll look into what these terms mean, how they work, and the key differences between them. Stay with us for more.
Mortgage Refinance
Is Refinancing Worth the Effort for Just a 1% Lower Rate?
As rates drop, here's what to consider before you make the most popular mortgage move.
HELOC
The Pros and Cons of Home Equity Line of Credit (HELOC) for Homeowners
For many homeowners, the walls that protect and cradle our lives also hold a hidden treasure – home equity. Home equity is the portion of your home that you own. It is calculated by subtracting the outstanding mortgage value from the current market value of your precious property. It's a hidden financial reserve that grows as you pay down your mortgage and as your home appreciates. This financial reserve can be a lifeline in times of need. It can be used to unlock your dreams and aspirations.
Home Loan
The Pros and Cons of Popular Mortgage Payment Options
Personal check? Online payment service? Credit card? What's the best way to pay installments?
ARV in Real Estate: How it Influences Home Purchase Decisions
Real estate investment has significantly evolved over the years, providing home buyers, real estate agents, and investors with numerous opportunities to capitalize on property value. One of the key concepts in real estate investment is the After Repair Value (ARV), which greatly influences home purchase decisions. This article will discuss what ARV is, how it is calculated, and its impact on home purchase decisions in the real estate industry. Get A Free Mortgage Quote What Is ARV in Rea
Mortgage Refinance
More Things People Wish They'd Known About Refinancing
Continued: By focusing on lowering their payment, some refi customers lose sight of these other effects of a mortgage refinance.
Is Pre-Approval Bad for Credit?
The Impact of a Mortgage Pre-Approval on Your Credit Score
Considering a mortgage pre-approval but worried about your credit score? Discover how pre-approval affects your score and the best strategies to protect your credit.
Getting Started
3 Important Money-Management Lessons to Teach Your Kids
How to set your children up for financial success.
house-buying scams
Protect Yourself from the Most Common House Buying Scams in the Real Estate Market
With the real estate market booming, it can be difficult to differentiate legitimate opportunities from red flags. Here is how you can protect yourself!
Home Improvement
Don't Lose 10% of Your Home's Value: Spring Maintenance Checklist
Spring is the ideal season to retain or renew your home's value through these mostly DIY-friendly tasks.
digital real estate
Is Investing in Digital Real Estate Worth It? A Comprehensive Guide to the Virtual Property Market
Explore the opportunities and challenges of digital real estate, how to buy and sell virtual properties, and how to monetize and protect them.
Mortgage Refinance
Don't Believe These 3 Popular Money Myths
Doing so could cost you big!
401k to Buy a House
Is It Wise to Buy a House Using Your 401k? Understanding the Pros and Cons of This Strategy
Considering using your 401k to buy a house? Click here to discover the pros and cons of this strategy to make an informed decision on home buying and retirement planning.
Mortgage Refinance
Mortgage Interest Rates Over Time
6-year data that could help you make smart money moves.
Cash equity loan
Exploring the Potential Use Cases of a Cash Equity Loan
If you often wonder what you can use a home equity loan for, here's an insight into the diverse application of cash equity loans. Read more.
Mortgage Refinance
3 Ways You Can Speed Up Your Mortgage Refi
Due to the soaring popularity of refinancing, the process can drag, but here are ways to accelerate it.
upgrade loans
How to Secure a Home Improvement or Upgrade Loan
Securing a loan for your home improvement or upgrade project can be difficult, especially when it comes to finding the right terms. Learn more!
Home Buying
Discount Points vs. More Money Down: The Best Use of Your Cash
Common sense says to put as much money down on a home as you can afford, but the power of discount points is undeniable.
How to Avoid 20% Down Payment on Investment Property
12 Ways to Avoid Putting Down 20% on an Investment Property to Secure a Loan
Wondering how to avoid a 20% down payment on an investment property? Discover strategies for condos, duplexes, and more to minimize your initial down payment.
Mortgage Refinance
The Relationship Between Equity and Refinancing
What happens to your hard-earned equity when you replace your mortgage contract?
Mortgage Refinance
Experts Urge People to Switch to 15-Year Fixed, and Here's Why
Combine a shorter term with one of today's low refi rates and you get a double dose of savings.
Mortgage Refinance
Tax Deductions and Your Mortgage Refinance
Refinanced in 2020? Here's what you need to know about tax deductions!
Mortgage Refinance
Mortgage Refinance Checklist #3: The Documents You Need
The paperwork you need and where to get the documents for a faster and more informed refinance.
Household Finances
Spring Clean Your Finances in 5 Easy Steps
It's time for a fresh financial start!
Household Finances
Homeowners Can Save 20% on Energy Bills With This Appliance Makeover
When your home needs new appliances, remember that one label means energy efficiency, quality assurance, and claims verified by third-party testing.
Mortgage Refinance
50-Year Historic Low Interest Rates As a Result of Fed’s Stimulus Program
How to secure a historically low interest rate. Pay off your mortgage fast!
Mortgage Refinance
Homeowners Are Frantic to Secure Insanely Low Refinance Rates
The Federal Reserve slashed its rate to near zero; that's great news for homeowners!
Debt Consolidation
Easily Calculate Your Net Worth
Calculate your net worth to see if your finances are on track.
Mortgage Refinance
How to Calculate the Breakeven Point of a Refi
Getting the ball rolling on a mortgage refinance takes money in the form of closing costs, so how long does the ball have to roll before the savings kick in?
Mortgage Refinance
5 Signs It's Time to Refinance Your Mortgage
Do any of these situations apply to you?
Getting Started
So You Want to Be a Landlord? How to Run a Credit Check on a Prospective Tenant
The legal way to screen out unreliable tenants and turn extra rooms into extra income.
Home Improvement
3 Home Remodeling Facts No One Likes to Talk About
Are you prepared for what's to come?
Mortgage Refinance
Why Switching Your ARM to Fixed-Rate Is More Important Than Ever
Lock in a low interest rate today before the inevitable climb.
Home Improvement
7 Home Renovations That Can Hurt Your Home's Value
Are you helping or hurting your bottom line?
Getting Started
This Happens to Your House If You Die Without a Will
To your spouse, to your kids, or to the (gulp) state—where does your house go if you leave no will?
Home Loan
When Should You Pay Off Your Mortgage Early?
Believe it or not, mortgage prepayment isn't for every borrower.
Home Buying
What Usually Causes a Home to Fail Inspection?
When a sale falls through after a home inspection, it's often because the buyer's expectations didn't match reality.
Home Equity
The 3 Best and 3 Worst Ways to Use Your Home Equity
Protect your hard-earned investment!
Mortgage Refinance
The Risks and Rewards of Locking In Your Mortgage Rate
Locking in a low rate seems like a simple decision, but is there a catch?
Mortgage Refinance
Does Unemployment Affect Your Credit Score?
How unemployment can't—and can—affect your credit score.
Getting Started
5 Household Expenses You Cut Right Now, Easily
Because you can think of better uses for your hard-earned money.
Home Loan
2021 Mortgage Interest Rate Forecast
The low-rate window is coming to a close!
Mortgage Refinance
5 Mortgage Refinance Tips That Save Time and Money
What all borrowers need to know.
Home Loan
What You Need to Know About Your Mortgage Rate-Shopping Window
It's all about your FICO score!
Getting Started
How to Compare Mortgage Loan Estimates
Interest rate is not the only detail to focus on when comparing home loans.
Mortgage Refinance
Is Now Still a Good Time to Refinance a Mortgage?
What borrowers need to know.
Mortgage Refinance
What a Smart Cash-Out Refi Looks Like
3 features of a cash-out refinance that indicate you are making a wise move.
Home Improvement
The Unglamorous Truth About Home Improvement Return on Investment
Don't expect a wow factor from the project with the best ROI.
Vacation
7 Tips for Securing Your Home Before Vacation
Many of us can't wait to travel again, but before we head out, we should take measures to keep bad guys from getting in.
Home Improvement
This Summer's Hot Patio Trends
Your home has two sides: Enjoy the outside this summer with our inspiring ideas.
Mortgage Refinance
Will Closing a Credit Card Help You Qualify for a Refinance or Mortgage?
Don't do this before applying for a mortgage or refinance.
Home Improvement
Home Maintenance This Summer
The long summer days give you ample time to tackle these four tasks and get back to the fun.
Mortgage News
Mortgage Rates Set to Skyrocket in 2022?
What does the future hold for refi rates?
Home Selling
What's the Deal With Those "We Buy Ugly Houses" Signs?
Predatory flippers have expanded their hunting grounds, but ugliness is in the eye of the beholder.
Mortgage Refinance
A Cash-Out Refi Can Make People Love Their Home Again
Features and upgrades so enticing in a new home can be added to an existing home and paid for with equity.
Household Finances
I Can Rent Out THAT?! Make Bonus Money From Space and Things You're Not Using
Thanks to our always-connected economy, something of value that you aren't using at the moment could bring you fast cash.
Home Improvement
Sweat Equity? No Sweat!
Leverage your home improvement skills into big bucks.
Home Improvement
How One Man Started a Real Estate Empire Without a Dollar to His Name
And you can too...
Household Finances
When to Review Your Homeowners Insurance Policy
5 reasons it might be time to review your coverage.
Home Buying
Advantages of Buying in an Older Neighborhood
A more walkable life in a place with character and trees can be yours when you buy an older home.
Mortgage News
Refinance Rates Freefall After Government Eliminates Universally Hated Fee
Refi fee costing homeowners thousands at closing is no more.
Household Finances
Stop Wasting Money Buying Rental Car Coverage Twice
Insurance by your credit card, even if there's a flat fee, is bound to be cheaper than what's offered by the rental car company.
Mortgage Refinance
Are You Sitting on Refinance Gold?
A housing market downturn is great news for refinancing homeowners.
Getting Started
Shape Up Your Finances Prior to a Refi or Mortgage
Follow this 4-step financial fitness program so lenders will see you at your best.
Mortgage Refinance
Cash Out Refinances Are Suddenly All the Rage
Historically low rates are driving more and more homeowners to tap into their home equity.
Mortgage Refinance
One Brilliant Way a Cash-Out Refi Can Pay the Mortgage
Boss-level home improvement: Build a tiny house on your property, and the renter pays your mortgage.
Home Equity
Homeowners Find Themselves Sitting on a Fortune
The time to cash out is right now.
Household Finances
Money Right, Sleep Tight: 5 Tips to Destress Your Finances
Many people lose sleep worrying about money, while others practice these five strategies.
Mortgage Refinance
Need Mortgage Refi Advice but Not Sure Where to Turn? Try Warren Buffett!
Buffett chimes in on mortgage refi boom with words of wisdom.
Mortgage News
Breaking Down Fixed-Rate Refinances by the Years
The only answer to a volatile market is picking the right term.
Getting Started
Have You Ever Gotten Bad Real Estate Advice?
People share their top picks for the worst real estate advice out there.
Mortgage News
The Federal Government Just Made Refinancing Way Easier
New programs from Fannie Mae and Freddie Mac set to change the mortgage refi game.
Home Buying
Beware the Mortgage Closing Scam
Criminals hijack the closing process to steal down payments, crushing people's dream of homeownership.
Mortgage Refinance
Ready to Refinance? Here's How to Get the Lowest Rate Possible
Unlock the key to your credit score and save big.
Home Buying
Homes Are Growing Bigger Again
Reversing a 6-year trend, new single-family homes get bigger, so how are we using the extra space?
Home Equity
2022: The Year of the Cash-Out Refi
Home equity is booming, interest rates are dropping, and homeowners are laughing all the way to the bank.
Home Equity
3 Pleasant Side Effects of Your Home's Increased Value
How your finances change when you suddenly own a lot more home than before.
Home Loan
Is This the Last Time We'll See Mortgage Rates Dip?
Why refinancing right now might be the only move to make.
Mortgage Refinance
Watch for These 3 Things When Shopping for a Refi
Comparing offers is most effective when you know what might be hiding in the details.
Home Equity
Turn Your Cash-Out Refi Into Riches With This One Simple Trick
Mortgage experts agree: 2022 is the year to cash-out refi into stock gold.
Debt Consolidation
Here Are the Best VA Refi Options for 2022
We break it all down here.
Mortgage Refinance
Do This If You Have 3+ Years Left on Your ARM
In a time of low rates, refinancing can put homeowners into a more comfortable, predictable fixed-rate mortgage.
Mortgage Refinance
How a "No Closing Costs" Refinance Really Works
Though you may have the option to sweep closing costs out of sight, don't push them out of mind.
Mortgage News
Home Sales Are Up, But What Does That Mean for Mortgage Rates?
With spring just around the corner, new homeowners wonder if rates under 3% are still out there.
Home Buying
Rising Mortgage Rates Are Actually Good for Buyers—Fact or Fiction?
Believe it or not, this is looking like a cold hard fact.
Home Improvement
Summer Home Improvement Projects: Bang for the Buck
Plans we have been dreaming up all winter now have the time and sunlight to be realized, but think small and smart so you don’t miss out on the season’s fun.
Mortgage News
Mortgage Rates and Listing Prices Just Dropped at the Same Time
Now's the time to strike for both homebuyers and refinancers alike.
Mortgage Refinance
Boom or Bust? The Time to Cash Out on Home Equity Is Now
Turn your record-high home value into a lifelong fortune with these tips from our experts.
Mortgage Refinance
Finally Enough Cash
Surging home values draw more to the cash-out refinance.
Mortgage News
Economists Predict the Buyers Market Will Reach All 50 States by Month’s End
As housing prices tumble from coast to coast, the time to negotiate is now.
Getting Started
Figure Your DTI in 3 Easy Steps
You should know your DTI when you shop for a loan just like you know your size when you shop for shoes.
Home Loan
15-Year vs. 30-Year Mortgage: Making the Choice
No one has a crystal ball to see 15 years ahead, much less 30, but if your income is strong and stable, a larger monthly payment will get you to the finish line sooner.
Home Improvement
Wondering What a Bathroom Renovation Costs?
A cash-out refinance could be the key to covering the whole thing.
Getting Started
Choosing the Right Loan Product
So many options are out there, but one loan product is the best fit for you.
Mortgage Refinance
Mortgage Refi vs. Personal Loan to Escape Credit Card Debt
What are the pros and cons of these two popular debt consolidation strategies?
Household Finances
The Only Times You Should Close a Credit Card (and How to Do It Right)
Close a credit card only for a good reason, and do it this way.
Mortgage Refinance
Inflation, Skyrocketing Rates, Fed Rate Hikes Oh My!
Between inflation and the latest fed rate hikes, should you consider home refinancing?
Mortgage Refinance
Should You Refinance Your Home Again?
4 advantages to refinancing a home mortgage after only 4 years.
Home Equity
Tap Into Your Home’s Equity With a Cash-Out Refinance or a Home Equity Line of Credit (HELOC) and Get Money for the Things You Need
Which should you choose? Cash-out refinance vs. home equity line of credit (HELOC).
Mortgage Refinance
Cash-Out Refinance to Buy a Second Home
Why you should consider a cash-out refinance to buy a second home for vacations, future retirement, or rental income.
VA Home Loan
How a VA Loan Works: Explained
Your thorough yet simplified guide to one of the most substantial benefits of military service.
Reverse Mortgage
Is a Reverse Mortgage a Good Idea [2023]
A reverse mortgage might be a decent home loan option for certain people. Are you one of them?
Mortgage Refinance
Your FICO Score 5 Is the Credit Score Mortgage Lenders Look At
A credit check reveals a lot about you to lenders, but they focus on one particular rating.
Getting Started
Your FICO Score 8: What Is It and How Can You Raise It?
Learn about the one score that blends your activity from all three credit reports.
Getting Started
Your FICO Score 9 Explained
How FICO Score 9 works and how you can boost your credit score.
Home Buying
Best First Time Home Buyer Tips of 2023
7 tips every first-time homebuyer needs.
Household Finances
The Credit Scores That Matter Most in Your Situation
Learn about the particular credit scores that stand between you and a new credit card, a car loan, or a mortgage.
Household Finances
Your FICO Score 10 and 10 T Explained
All about the latest FICO credit score and why it might become the new standard in home mortgages.
Home Loan
Mortgage Underwriting: What It Is and What to Expect
Understanding this vital step in the home loan process.
Mortgage Refinance
Mortgage Recasting Explained: Why You Might Want to Do It
Keep your great low interest rate while lowering your payment—the double benefits of mortgage recasting.
Home Buying
Quitclaim Deeds Explained
A quitclaim deed is a fast way to transfer property, but unlike other ways, it includes no protections for the buyer.
VA Home Loan
VA Loan Appraisal and VA Inspection Requirements, Including the VA Minimum Property Requirements for 2023
Everything you need to know about the VA loan appraisal process and VA inspection, including the VA Minimum Property Requirements for 2023.
Major Purchase
Tenancy In Common (TIC) In Real Estate Explained
Get a quick breakdown of one of the real estate’s most popular terms, tenants in common or (TIC), how it works, and the pros and cons to see if making this real estate move would benefit you.
Household Finances
12 Retro Household Savings Tips
Which of these vintage money-saving hacks around the house will you share first?
Home Buying
Townhouse vs. Condo: Understanding the Differences
These two ownership options are different in many ways.
Major Purchase
Tenancy By Entirety: Important Details You Should Know
See if tenancy by entirety is a good choice for you and your significant other
VA Home Loan
VA Construction Loans Explained
How a VA construction loan works: Borrow and build exactly the home you want.
Home Buying
Grantee vs Grantor in Real Estate Explained
Grantee vs grantor simplified. We explain these common real estate roles.
Getting Started
What Is Digital Real Estate?
Find out what digital real estate is and if you should start investing!
Home Buying
Joint Tenancy With Right of Survivorship: What to Know
Set yourself up for a smoother transfer of a home in trying times by signing on for joint tenancy with right of survivorship.
Mortgage Refinance
Can You Refinance an FHA Loan?
Despite the unique features of an FHA loan, refinancing one is a lot like a conventional loan.
Home Loan
How Do I Get a USDA Home Loan?
Discover if a USDA home loan is right for you and if you qualify.
Getting Started
How to Find Out Who Owns a Property
Are you trying to find out the ownership details of a particular home or property? We discuss numerous avenues to determine a property's owner.
Major Purchase
Tax Lien Investing Explained
In many states you can buy the right to collect someone's tax debt and charge high interest, but proceed with caution.
Getting Started
What Is a Warranty Deed—Top Things You Should Know
Find out what a warranty deed is, learn the benefits, and see if it’s the right real estate move for you.
Getting Started
What Is An Easement?
Easement in real estate explained.
Getting Started
Seller Financing: How It Works, Pros And Cons, And If It’s A Right Move For You
Gain a better understanding of seller financing, how it works, and the pros and cons from a buyer and seller perspective.
Home Buying
Assumable Mortgages Explained: The Appeal and the Pros and Cons
Becoming a homeowner by taking over someone's mortgage can be especially beneficial in times of high interest rates.
Getting Started
A Guide to Property Surveys: Acquisition and Pricing
Curious about what a property survey is? We'll cover the basics around property surveys, how they work, how much they cost, and more important details.
Home Buying
The Importance of Real Estate Agents in the Housing Market
Most people looking to buy or sell a property could use the help of a professional who understands the market.
Getting Started
Escrow in Real Estate Explained
Find out the meaning of “escrow” in real estate terminology, how it works, and the process when you buy a house.
Home Buying
Home Loan Options for Those With Bad Credit
This article aims to explore the available choices for individuals with bad credit who are looking to purchase a house and provide insights into how they can qualify for a mortgage.
Getting Started
Condominiums vs. Cooperative Apartments: What's the Difference?
We’ll take a deep dive into the world of condominiums versus cooperatives and let you choose which one would suit you best.
Home Buying
Buying a House With Cash: Pros and Cons (Yes, There Are Cons)
We explain the pros and cons of all-cash home purchases, which have been on the rise in recent years.
Cash-Out Refinance
FHA Cash-Out Plan: How It Works
A cash-out refinance from the FHA is available to more homeowners than you might think.
Home Buying
Deed Restricted Community | All You Need To Know as a First-Time Home Buyer
Are you new to the concept of a deed-restricted community? We'd like to explain what they are, their benefits, potential limitations, and everything you need to know before considering living in one.
Home Buying
Real Estate Terminology: What Does Contingent Mean?
Let's help you understand the term contingent and provide a detailed analysis of its significance, implications, and how it can impact the buying and selling process.
Getting Started
Everything You Need to Know About ARV (After-Repair Value)
We'll explain what ARV is and whether utilizing this option is right for you.
Getting Started
What You Should Know About Making Rental Income With Your Home
Making money off extra living space in your home is definitely worth considering, but don't go in blind.
Mortgage Refinance
3 Things Homeowners Wish They'd Known About Refinancing
When focusing on lowering their monthly payment, some refi customers lose sight of these other effects of a mortgage refinance.
Getting Started
How to Find Out Who Owns a Property: Your Comprehensive Guide
If you are wondering how to find who owns a property, you have come to the right place. Let’s go through the steps!
Home Equity
The Home Equity Boost From Going Solar
The verified boost in home value is great enough to offset the installation cost of solar panels.
Getting Started
A Comprehensive Guide to Assuming Someone Else's Mortgage
In the wake of some unfortunate situations, such as a divorce or death, transferring a mortgage to someone else is common practice during a sale. Even with outstanding payments, selling the home is possible, so taking over a mortgage is also possible. Some lenders allow mortgage transfers, provided the seller has an assumable mortgage. Get A Free Mortgage Quote What Is an Assumable Mortgage? An assumable mortgage is a home loan a buyer can take over before a home's sale. This is a good
Getting Started
Understanding 7/6 ARM (Adjustable-Rate Mortgage)
For those interested in understanding what a 7/6 ARM is and whether it's the best option for their mortgage needs, this article explores the adjustable rate mortgage type. We'll start by examining the meaning behind each informally-named aspect of a 7/6 ARM - seven and six - to provide an overview of how these particular ARMs work, followed by outlining both their benefits and drawbacks. Finally, when considering if this type of loan is better suited than a fixed-rate mortgage or another adjus
Home Buying
Special Warranty Deeds Explained
Some guarantees are better than none: Why special warranty deeds have a place in real estate.
Getting Started
Averse Possession Explained
Squatters can become property owners if they meet specific legal requirements. How to protect your real estate.
Home Loan
What Is Endorsement in Insurance?
Do you have an insurance policy but are confused about what ‘endorsement’ means? Then this article is for you! Endorsement is a key concept of insurance policies, and it affects the coverage provided by your particular plan. In this blog post, we will discuss what is endorsement in insurance, their different types, how they can affect your claim, and when endorsements can be most helpful. Get A Free Mortgage Quote Understanding Endorsements in Insurance Insurance endorsements are impo
Home Buying
Seller Concessions
Purchasing a dream house might entail a complicated process for the seller and the buyer, where both are searching for ways to make the most out of their revenues or restrict the expenses in the buying process. Understanding the market where you want to purchase the property is crucial should you decide on seller concessions. Continue reading below to find out more about the seller concessions. Get A Free Mortgage Quote What Are Seller Concessions? Seller Concessions, often called sel
HELOC
Pros and Cons of Home Equity Line of Credit (HELOC) for Homeowners
For many homeowners, the walls that protect and cradle our lives also hold a hidden treasure – home equity. Home equity is the portion of your home that you own. It is calculated by subtracting the outstanding mortgage value from the current market value of your precious property. It's a hidden financial reserve that grows as you pay down your mortgage and as your home appreciates. This financial reserve can be a lifeline in times of need. It can be used to unlock your dreams and aspirations.
Home Buying
Everything You Need To Know About Short Sale Homes
If you want to invest and purchase a house and search to buy it at a lower price, consider short-sales homes. It is a safer option for sellers and lenders than foreclosure since the properties are frequently valued at a lower market value. However, short sales homes are more complicated than traditional home sales and might be more risky. Before you decide if the short-sale homes are best for you, continue to read below to understand what it is all about and the steps in buying one. Get A
Getting Started
Understanding Mortgage Contingency When Buying a Real Estate Property
If you're in the market for a new home, you've probably come across the term "contingency" in the context of real estate transactions. In particular, a "mortgage contingency" is a crucial concept to grasp before you embark on the journey of purchasing a property. This article aims to provide a comprehensive understanding of what mortgage contingency means and its significance in the home-buying process. Get A Free Mortgage Quote What Does Contingent Mean in Real Estate? In the realm o
Home Buying
APR Vs. Interest Rate
If you are searching for a home mortgage or using your credit card, you might bump into APR vs Interest Rate stipulations. Both indicate the borrowing cost and can significantly impact your financial decisions. Knowing their differences is essential to making intelligent financial choices. Get A Free Mortgage Quote Interest Rate: What Is It? The interest rate is the amount paid off for the money borrowed from a creditor for a specified period of time. Interest rates are either fixed or
Home Buying
Buying a Home in Pre-Foreclosure -Opportunities and Risks for Investors
Pre-foreclosure properties are becoming popular among savvy investors seeking a bargain in the market. But what is pre-foreclosure, and how can investors benefit from this unique opportunity financially? Are there any risks involved? In this quick guide, we'll discuss the potential opportunities and risks investors should consider before purchasing pre-foreclosure properties. Get A Free Mortgage Quote Understanding Pre-Foreclosure Foreclosure occurs when a homeowner defaults on their
Home Improvement
ARV in Real Estate: How it Influences Home Purchase Decisions
Real estate investment has significantly evolved over the years, providing home buyers, real estate agents, and investors with numerous opportunities to capitalize on property value. One of the key concepts in real estate investment is the After Repair Value (ARV), which greatly influences home purchase decisions. This article will discuss what ARV is, how it is calculated, and its impact on home purchase decisions in the real estate industry. Get A Free Mortgage Quote What Is ARV in Re
Home Loan
DSCR Loans: What Are They?
If you are a property developer or a realty investor searching for a simple and expeditious mortgage, the debt service coverage ratio or DSCR loans might be a practical choice. This kind of loan is appropriate for a cash flow produced by investing in a property, which speeds up the process since it does not require strict conditions such as information on your employment, pay stubs, or income tax returns. The typical process in assessing if the borrower will be eligible for financing is to eva
joint ownership with right of survivorship
A Quick Guide to Joint Tenancy With Right of Ownership
As the allure of investing money in something tangible increases, the US has seen a gradual increase in homeownership rates since its dip in2016. In 2022 and 2023, the rate of house ownership reached the highest level since 2011. This includes properties owned individually as well as joint tenancy with right of survivorship. Source: Statista At the end of 2022, the rate of owner-occupied households stood at 65.9%. A majority of property owners have some sort of legacy plan where the spous
Major Purchase
Co-signer Vs. Co-borrower
When someone is applying for a loan or credit, they may be asked to provide additional support to strengthen their application. Two standard options are to have a co-signer or a co-borrower. While both co-signers and co-borrowers can help someone qualify for a loan, there are essential differences between the two (2) roles. Understanding the responsibilities and implications of each part is vital for anyone considering applying for a loan or credit with the assistance of a co-signer or a co-borr
