
Home Buying
Top Mortgage Trends in 2025: What Homebuyers Need to Know
What’s Shaping Mortgages Right Now
2025 is shaping up to be a big year for homebuyers and homeowners thinking about refinancing. Mortgage rates, home prices, and housing supply are all shifting, which means staying informed can help you make better decisions.
With Lendgo, you can go beyond simply reading about these trends. You can see how they affect your buying power and compare offers from real lenders so you can act quickly.
Trend 1: Rates Are Easing but Still Higher Than Pre-2020
Mortg

Home Buying
Understanding Debt-to-Income Ratio
Why Your DTI Matters
When you apply for a mortgage, lenders don’t just look at your credit score—they also look at your Debt-to-Income (DTI) ratio. This simple number is one of the most important factors in determining whether you’re approved for a loan and what kind of rates you’ll receive.
The good news? Once you understand how DTI works, you can take steps to improve it, giving yourself a stronger shot at approval and better terms.
Lendgo helps you go beyond just understanding DTI. We conn

Home Loan
VA Loans: Benefits, Eligibility, and Application Tips
VA Loans: One of the Best Benefits of Military Service
If you’re a veteran, active-duty service member, or surviving spouse, a VA loan is one of the most powerful homebuying tools available to you. VA loans make homeownership more accessible by eliminating many of the barriers other buyers face—like saving for a big down payment or paying for private mortgage insurance (PMI).
With Lendgo, you can compare VA loan offers side by side and make lenders compete for your business, so you can take fu
